Spaceman347
16th January 2008, 11:47 AM
Here's some interesting news for Australians;
Quite a few people have sought out travel insurance to cover trekking peaks or other high(er) altitude activities but I wonder if anyone has considered their life insurance in this manner (it's never really crossed my mind). As with "normal" travel insurance, most life insurance / income protection insurances etc have a "dangerous activities" clause.
Obvious this isn't an issue for the vast majority of people but I'll throw the info up just incase someone is looking one day.
(I am note affiliated with any of the clubs, companies or organisations in any way, just trying to help)
Life Insurance cover without mountaineering exemptions!
The New Zealand Alpine Club is delighted to announce that we have
been able to successfully negoitate with ING Financial Planning, to
provide Life Insurance without a mountaineering exclusion to Club
members in Australia.
This insurance policy offer has been made possible by ING Financial
Planning PTY Limited and is underwritten by ING Pty Limited. ING
Financial Planning is a division of ING Australia, which is part of
the ING Group, one of the world's largest financial services
companies.
ING Financial Planning will offer Life Insurance on a case by case
basis. Insurance will be provided through ING's OneCare Policy.
Depending on your situation, OneCare also offers the following range
of covers:
* Life Cover
* Total and Permanent Disability (TPD)cover
* Trauma Cover
* Income Secure Cover
* Business Expense Cover
* Living Expense Cover
* Child Cover
Premiums are determined by several factors including age, occupation,
smoker status, health, pastimes, etc.
Professional (full-time) Guides
Guides can apply for Life cover, TPD (non-working definition, or
living expense cover only) and Trauma, as long as a completed
questionnaire is submitted, however Income Protection will not be
considered.
This unique member benefit is restricted to Australia and is an
exciting development - taking out concerns many have with our
activity of choice. The New Zealand Alpine Club will receive a
referral fee for each policy purchased by our Australian members
which will in turn, be used to fund section and club activities.
Our NZAC website will be updated shortly with more information and
lniks to application forms. It will be found under the Activities
Heading, Insurance - Australian Life. Should you wish to make
enquiries before this is available, please call ING Financial
Planning direct on (+61) 1300 550 805.
This material has been produced by ING Finacial Planning Pty Limited
(ABN 18 003 318 330 AFSL 260520) and is intended to be of general
advise only and neither represents, nor is intended to be, personal
advice on any particular matter. ING Financial Planning suggest that
no person should act specially on the basis of the information, but
should obtain appropriate professional advice based upon their own
personal circumstances, including personal financial advice from a
licensed financial planner.
Quite a few people have sought out travel insurance to cover trekking peaks or other high(er) altitude activities but I wonder if anyone has considered their life insurance in this manner (it's never really crossed my mind). As with "normal" travel insurance, most life insurance / income protection insurances etc have a "dangerous activities" clause.
Obvious this isn't an issue for the vast majority of people but I'll throw the info up just incase someone is looking one day.
(I am note affiliated with any of the clubs, companies or organisations in any way, just trying to help)
Life Insurance cover without mountaineering exemptions!
The New Zealand Alpine Club is delighted to announce that we have
been able to successfully negoitate with ING Financial Planning, to
provide Life Insurance without a mountaineering exclusion to Club
members in Australia.
This insurance policy offer has been made possible by ING Financial
Planning PTY Limited and is underwritten by ING Pty Limited. ING
Financial Planning is a division of ING Australia, which is part of
the ING Group, one of the world's largest financial services
companies.
ING Financial Planning will offer Life Insurance on a case by case
basis. Insurance will be provided through ING's OneCare Policy.
Depending on your situation, OneCare also offers the following range
of covers:
* Life Cover
* Total and Permanent Disability (TPD)cover
* Trauma Cover
* Income Secure Cover
* Business Expense Cover
* Living Expense Cover
* Child Cover
Premiums are determined by several factors including age, occupation,
smoker status, health, pastimes, etc.
Professional (full-time) Guides
Guides can apply for Life cover, TPD (non-working definition, or
living expense cover only) and Trauma, as long as a completed
questionnaire is submitted, however Income Protection will not be
considered.
This unique member benefit is restricted to Australia and is an
exciting development - taking out concerns many have with our
activity of choice. The New Zealand Alpine Club will receive a
referral fee for each policy purchased by our Australian members
which will in turn, be used to fund section and club activities.
Our NZAC website will be updated shortly with more information and
lniks to application forms. It will be found under the Activities
Heading, Insurance - Australian Life. Should you wish to make
enquiries before this is available, please call ING Financial
Planning direct on (+61) 1300 550 805.
This material has been produced by ING Finacial Planning Pty Limited
(ABN 18 003 318 330 AFSL 260520) and is intended to be of general
advise only and neither represents, nor is intended to be, personal
advice on any particular matter. ING Financial Planning suggest that
no person should act specially on the basis of the information, but
should obtain appropriate professional advice based upon their own
personal circumstances, including personal financial advice from a
licensed financial planner.